Most investors aren’t fully aware of how fees erode their long-term returns. Our free comparison tool helps you easily see the difference between traditional AUM models and low-cost, flat-fee alternatives so you can make an informed decision.
Investment fees can seem small at first—maybe a fraction of a percent—but they take a bite out of your returns every single year. Over time, even minor percentages can add up and significantly reduce your overall portfolio growth.
Many funds charge an ongoing expense ratio, while traditional advisors often add a percentage-based AUM fee on top. As your portfolio grows, so do these fees—meaning more of your gains are continually siphoned off.
A flat-fee approach offers clarity and predictability. Instead of paying more as your investments grow, you’ll know exactly what you’re paying every year—often leading to significant long-term savings and even greater financial stability.
Use the fields below to input your current portfolio size, expense ratios, and management fees. Then compare that to our proposed low-cost portfolio and flat annual fee. In seconds, you’ll see how much you could save every single year.
Please note: This tool provides estimates based on your inputs. Actual fees and savings may vary based on specific investment products and services used.
We believe in honest, upfront pricing. Our flat-fee model aims to give you clarity and peace of mind every time you open your statement.
We prioritize portfolios with minimal expense ratios. That means more of your money remains invested and working for you, rather than covering high fund fees.
By combining professional guidance with cost efficiency, we help ensure your hard-earned money can thrive over the years, without losing momentum to hidden fees.
Ignite Financial is built on the belief that transparency, innovation, and a forward-thinking approach are the foundations of long-term client success. We combine time-tested investment principles with modern, cost-effective strategies to help our clients achieve their financial goals.
Sending your kids or loved ones to college is a big decision. Thankfully, there are many strategies that can be utilized depending on your unique situation. At Benchmark Financial, we aid in establishing and implementing a suitable plan of action for you and your teenager.
If you hold investments, they will be taxed in various ways. We help optimize investment and withdrawal strategies to minimize the taxes you will pay throughout your pre-retirement and retirement years. You will be kept up-to-date on new tax polices and how they may, or may not, impact your tax situation.
If you have money in any of the following account types listed here, please reach out as we may be able to help you pay less in taxes.
Everyone has their own unique goals when it comes to investing. We are here to help you achieve those goals in the most stress-free environment possible. Here is a brief overview of our proven investment strategy:
There is a single factor that has been shown to be correlated with higher returns—low fees. A study conducted by Morningstar® concluded that the expense ratio, or annual cost, of a fund is the only dependable predictor of future performance.1
By dividing your investments across different asset classes (e.g. bonds, U.S. stocks, international stocks) rather than putting all your eggs in one basket, you can reduce risk by letting one part of your portfolio cushion the blow if another part goes down.
Markets consistently fluctuate as speculation and basic human psychology influence investor behavior. Despite this volatility, the overall market has produced a 10.2% gross average return in the last 89 years.
The primary goal of insurance is to mitigate risk and put some of your worries at ease. At Benchmark Financial, we help determine which insurance policy best suites your unique situation. Moreover, we help determine if you are carrying a policy that you actually don’t need — this is where a lot money can be saved.
If you have an existing policy or policies, we take a look at all the relevant details. We make sure that the amount of coverage you have is appropriate, that you are maintaining the correct deductible, and more.
But many times you may be overinsured and not know it. For example, if you have a healthy emergency fund, you probably don’t need a $500 deductible on your auto policy. This means you are wasting valuable money on a product which could be better utilized elsewhere; such as investment products that earn interest.
Preparing your estate to transfer to your heirs can be cumbersome. That’s why we help you to determine how your assets will transfer in the most tax efficient way possible. That means we look at your entire portfolio, including investments, real estate, business interests, and more.
